James R. Balmforth: ATV Accident Lawyer Lindon Utah

Lindon was established as a settlement in 1861 by pioneer families. It was named after the Linden tree but the spelling was mistakenly written as “Lindon”, which became the official spelling. Growing rapidly in the late 1990’s and through the first decade of the 21st century, the little country town is now a bedroom community for over 10,000 residents. Lindon is well known in the Emergency Preparedness community throughout the United States due to First Place City Preparedness awards in 2009, 2010 and 2011 for any city of any size. The awards are based on city, business, school and resident preparedness planning and involvement in an annual citywide emergency drill in addition to a high-level of involvement in preparedness as a way of life for residents, businesses and city governmental departments.

The city motto Lindon – A little bit o’ country represents the relaxed nature of the community where almost all residential lots are 5 acre or larger and include animal rights. Lindon has an abundant cultural and historical background. Originally settled in 1861, Lindon began as pioneers moved into what was then the Lindon grazing land. The town was originally named “String Town” because of the way the houses were strung up and down the street between the towns of Orem and Pleasant Grove. An old linden tree (Tilia) growing in town in 1901 inspired the present (misspelled) name. Over the past century Lindon has seen organized development, but it has tried to remain true to its motto: “Lindon: a little bit of country”. Lindon, Utah’s estimated population is 10,970 according to the most recent United States census estimates. Lindon, Utah is the 55th largest city in Utah based on official 2017 estimates from the US Census Bureau. The overall median age is 27 years, 27 years for males, and 27 years for females. For every 100 females there are 92.6 males.

According to the most recent ACS, the racial composition of Lindon Utah was:
• White: 93.63%
• Two or more races: 2.95%
• Asian: 1.38%
• Native Hawaiian or Pacific Islander: 0.93%
• Other race: 0.85%
• Black or African American: 0.25%
• Native American: 0.00%

Pros of Living in Lindon
• Attractive setting
• Educated population
• Future job growth
Cons of Living in Lindon
• Rising living costs
• Some air quality issues
• Growth and sprawl

Economy in Lindon, Utah

Lindon has an unemployment rate of 2.8%. The US average is 3.9%. Lindon has seen the job market increase by 2.6% over the last year. Future job growth over the next ten years is predicted to be 51.7%, which is higher than the US average of 33.5%.

Tax Rates for Lindon

• The Sales Tax Rate for Lindon is 6.9%. The US average is 7.3%.
• The Income Tax Rate for Lindon is 5.0%. The US average is 4.6%.
• Tax Rates can have a big impact when Comparing Cost of Living.
• The average income of a Lindon resident is $22,990 a year. The US average is $28,555 a year.
• The Median household income of a Lindon resident is $83,182 a year. The US average is $53,482 a year.

Cost of Living in Lindon, Utah

Our cost of living indices are based on a US average of 100. An amount below 100 means Lindon is cheaper than the US average. A cost of living index above 100 means Lindon, Utah is more expensive. When you use your ATV to go for a ride on those backcountry trails, discover the best hunting spot, or head across the field on your farm, you can rest assured you have the insurance protection you need should an accident occur. Many people think their homeowners’ policy will provide the protection they need for their ATV activities, but a homeowner’s policy is simply not enough. The coverage provided by a homeowner’s policy may limit your coverage to liability, or it may only cover your ATV if you drive it on your property. You need coverage that can go everywhere you venture and protect you against your specific ATV risks.

Insurance for ATVs

• Liability Coverage: Liability insurance is often required to drive on public or state lands. ATV liability insurance covers damage to someone else’s property or if someone else is injured. ATV liability insurance, however, doesn’t cover injury or damage to you or your property.
• Collision coverage: ATVs can go almost anywhere unfortunately, those “all terrain” moments sometimes end in a collision. If an accident does occur, you’ll be glad you had collision insurance. Collision insurance covers damage to your ATV that affects the operation or safety of the vehicle. It does not typically cover cosmetic damages.
• Comprehensive coverage: If your ATV is damaged by something other than a collision–such as a fire comprehensive insurance can provide coverage for that damage. It can also cover permanent accessories attached to your ATV.
• Uninsured or underinsured motorist coverage: If your ATV is hit by someone without insurance, uninsured coverage will help up to your coverage limit.
• Medical payments coverage: ATVs can be dangerous. There were an estimated 115,000 ER visits from ATV injuries in 2010. ATV medical payments coverage pays for necessary medical treatments as a result of an ATV accident, no matter who is at fault, up to your coverage limits.
Additional Considerations
Here are some other considerations that Lawyer can walk you through as we put together an ATV policy that is right for you:
• Some states require ATV liability insurance to ride on state-owned or public lands.
• If you tow your ATV, make sure you understand your insurance policy and know what will be covered in case something goes wrong. Sometimes ATV insurance policies cover towed vehicles, though the coverage is limited to liability only. A policy on your trailer may be necessary to cover damages to your ATV while in transport.
• Know your state’s regulations for insurance, safety, registration, and use. Different states have different laws regarding the age of riders, when and where ATVs can be used, and whether or not insurance or registration is required.
• ATVs are designed for one rider. Multiple riders make controlling the ATV difficult, and the passenger doesn’t have a safe way to stay on. Unless your ATV is specifically built for two, do not allow passengers.
• If you allow children under 18 to use ATVs, ensure they are using an ATV appropriate for their size, that they have been properly trained, and that they are wearing appropriate safety gear. Always supervise children on ATVs.
• Never drink or use drugs while operating an ATV.
• Remember that an ATV is a vehicle. Only travel at speeds that are safe for your experience levels, as well as the road conditions.
• Let your Lawyer know if you use your ATV for commercial use or for racing. Your coverage needs will vary.
• Wear ATV-approved helmets that are properly fitted, as well as other safety gear such as goggles, boots, gloves, pants, and long-sleeved shirts.
• Take ATV training classes.

Protecting You and Your ATV Wheels

When it’s time to break out your four-wheeler and head out for a ride, the last thing you want on your mind is whether or not you are properly insured. With an All-Terrain Vehicle insurance policy from Advance Insurance, you can ride with confidence knowing that your quad is protected. We cover vehicles in Lindon, Salt Lake City, Provo, Las Vegas and surrounding communities. No matter whether you use an ATV, APV, UTV, dune buggy or a similarly four-wheeled vehicle, ATV Insurance offers several specialized coverage options, including:
• Collision coverage for damage from rocks, trees, and other obstacles or debris.
• Comprehensive coverage as additional security for loss or damage from theft, fire, or vandalism.
• Property damage insurance to cover expenses to another person’s property for which you are liable.
• Bodily injury to pay medical expenses to others if you are held liable in an accident.
• Uninsured motorist insurance to protect you from loss or damage caused by uninsured and underinsured drivers.

The Utah’s Off-Highway Vehicle Program brochure outlines the basic responsibilities of ATV riders. The brochure covers registration, equipment, and operation requirements, safety tips, courtesy and ethics.

ATV Laws and Rules

• Wear Your Helmet: For riders and passengers under age 18, it’s the law, but we advise everyone to wear a helmet. It can save your life. Properly worn, a helmet won’t reduce vision or hearing and helps cut out windblast.
• Gloves, abrasion resistant clothing, and over the ankle boots are also highly recommended
• Youth, 8-15 years of age, must possess an ATV education certificate before operating an ATV on public land
• Ride On Utah! – Ride only on designated routes and areas open to ATVs
• Ride on the right side of the road and in single file
• Be alert to oncoming traffic, especially on blind curves or in dips and crests of hills
• It is illegal to drive an ATV while under the influence of alcohol or drugs
• A red or orange “whip flag” must be attached to ATVs when riding in sand dune areas
• Lights must be used between sunset and sunrise
• Be sure your brakes will control and stop your ATV
• Mufflers with an approved spark arrestor are required on all ATVs (snowmobiles do not require spark arrestors)

Report ATV Accidents

If you are involved in an ATV accident, help any other people involved in the accident and notify local law enforcement officers immediately by the quickest means of communication available. Give your name, address, and identification to any injured person or owner of property that is damaged in the accident. If anyone was injured or killed in the accident, submit a completed and signed ATV Accident. Report to the Utah Division of Parks and Recreation within 15 days. ATV accident forms are available from the Division of Parks and Recreation or any state parks ranger. Information in accident reports is confidential.

Why Are ATVs So Expensive?

Many new quad enthusiasts spend time looking at ATV videos and when they get tired of renting and are think buying their first quad, they are often shocked with the price. The truth is, ATVs can be a pricey acquisition. ATV are expensive because they were (and still are) used for lodging fertilizer and carrying tools on a farm, and because of their price markup in the US market, especially when talking about high-end brands. They are also used to plow snow. Even though nowadays ATVs are used for mostly recreational purposes, they are a useful tool you can find on most farms. Their strengths as a utility vehicle rise up prices. Many quad enthusiasts comment about the markup that new ATVs have in the US. an Alterra 500 can be had for hundreds of dollars cheaper in Europe or Australia compared to America.

How Can You Buy An ATV And Not Break The Bank?

One of the most important things to keep in mind when making a new purchase is to shop around as much as possible. There are some dealers which can be really helpful, trying to find you the ideal machine for your tastes, and there are others which will only see you as a giant money sign. That’s why it’s beneficial to compare prices between dealerships to try to get the best deal possible. Another important thing to keep in mind is that you will rarely pay full MSRP for an ATV unless it’s a hot new model. There is always a rebate going on. and even after that, they can easily shave hundreds off MSRP just to keep you interested in the product.

Experienced ATV Accident Attorneys in Lindon

ATV accident incidents vary depending on the nature and type of vehicles involved, the people injured, the intensity of the injuries sustained and the collision, and the traffic rules actually violated. Te ATV attorneys in Lindon will effectively all these details and appropriately determine the amount you deserve in compensation from the negligent party’s insurance company. Unlike the experienced ATV accident ATV attorneys in Utah, an ordinary ATV accident lawyer may not successfully defend your rights by taking on multinational insurance companies with the aim of minimizing losses incurred in insurance claims. This is the principal reason why you need the services of highly experienced Lindon ATV accident lawyers. They will deal with your case with the best of wit and obtain reasonable compensation in damage even when there is no visible damage on your vehicle after a collision. All that matters is evidence of the collision. The best ATV accident attorneys in Lindon are respected in Utah for successfully suing and winning even car accident cases with the lowest impact magnitude. Therefore, you are assured that they will provide you with top-notch legal representation in a court of law and lodge a claim for damages to your car and the injuries you sustained in the accident

Lindon Utah ATV Accident Attorney Free Consultation

When you need legal help with an ATV accident and injury in Lindon Utah, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.